Our Partners in Protection

Merchants Information Solutions Inc. is based in Phoenix, Arizona and was founded in 1912.

With over 4000 business clients, Merchants' average client has been doing business with the company for an average of 11 years.

Merchants core businesses are:

  • Identity Theft Management and Recovery Services
  • Employment Background Screening
  • Behavioral Assessment and Integrity Testing

Merchants Identity Theft Solutions feature:

  • Affinity Group Benefits
  • Association Benefits
  • Consumer Benefits
  • Employee Benefits
  • Financial and Educational Institution Benefits
  • Data Breach Response Services

Merchants' clients include: U-Haul, The Arizona Diamondbacks, Chrysler Service Contracts and General Motors.


Experian is a global credit aggregator with over 15,000 employees in 36 countries.

Experian is the credit bureau that provides 24/7 monitoring, reporting, analysis and notification for Merchants Information Solutions in the administration of their identity protection products and services such as Express My ID and Express My ID Plus.

As an ID theft early warning tool, Experian provides daily monitoring of credit and public records files to detect and report changes in consumer credit files.


Virginia Surety Company was founded in 1927 and maintains an A- rating from AM Best.

Their underwriting expertise and customer focus have allowed Virginia Surety to become one of the largest specialty underwriters in the world.

Virginia Surety underwrites the expense reimbursement component of the Express My ID Plus product administered by Merchants Information Solutions.